Real bookkeeping, done properly
Accurate UK accounting, with every report ready for HMRC.
A real double-entry ledger, bank reconciliation, invoices and bills — for sole traders, SMEs, and the practices that manage them. Every VAT Return, Self Assessment prep report and CIS return comes out formatted exactly as HMRC expects, correct and ready to file.
VAT Return — Q1 2026
Ready to submit
- Box 1 — VAT due on sales £4,210.00
- Box 4 — VAT reclaimed £1,340.50
- Box 5 — Net VAT to pay £2,869.50
Illustrative — your dashboard reflects your own organisation's real figures.
Bank reconciliation, done the way it should be
Import a statement, match each line to an existing transaction or create one — clear the list to zero, the same model every accounting product uses.
Office Supplies Ltd
12 Jan 2026 · -£84.20
Customer Payment — INV-0042
13 Jan 2026 · +£1,200.00
HMRC VAT Payment
14 Jan 2026 · -£2,869.50
One login, every company
Built for practices — and for businesses running more than one company
Run every client's books from one account, with role-based access per organisation — Owner, Admin, Accountant, Bookkeeper or Viewer. Switch between client organisations without signing out, the same "agent managing several clients" shape you already expect from practice software.
Not a practice? The same switcher works if you simply run more than one company yourself — add, switch between, archive or permanently delete a company whenever you need to, each one keeping its own fully separate books.
Whether you're a sole trader doing your own books or a practice managing fifty clients, the ledger underneath is the same real double-entry system — accurate, auditable, and ready for HMRC.
Everything you need to keep the books
A complete UK SME accounting product, from first invoice to filed return.
Bookkeeping
The core ledger
- Double-entry ledger — a real chart of accounts, seeded with a UK SME default template and fully editable.
- Bank reconciliation — import a CSV/OFX statement or connect a live bank feed, and match or create transactions to clear the list to zero — including one-click matching straight to the bill or invoice a payment was for.
- Invoices, bills, quotes and purchase orders — every line carries its own VAT category from entry.
- Card payments and Direct Debit — connect your own Stripe account for card payments, or GoCardless for Direct Debit, so clients can pay an invoice online. Every payout gets automatically matched against the bank deposit it lands as.
- Bill capture by OCR — photograph a receipt or upload a PDF and the fields pre-fill automatically, ready to review.
- 20+ reports — P&L, Balance Sheet, Trial Balance, Cash Flow, VAT Reconciliation, aged debtors/creditors, General Ledger, Corporation Tax and more, all exportable to PDF and CSV.
- Fixed assets, projects and budgets — a depreciation-tracked asset register, project costing, and a budget you can report actuals against.
For accountants
Practice mode
- Run one company or many — one accountant login runs every client organisation; a single business can just as easily run more than one company of its own. Either way, nothing entered for one organisation is ever visible to another. Add, archive or permanently delete a company whenever you need to.
- Role-based access — Owner, Admin, Accountant, Bookkeeper and Viewer roles, scoped per organisation.
- Payroll and employee self-service — run payroll with its own RTI-ready payslips, and give each employee their own portal login to see theirs.
- ID verification and e-signatures — client identity checks and document e-signing built in, with every signed document retained and downloadable at any time.
- Self Assessment prep — income and allowable expenses categorised to match HMRC's SA103/SA105 boxes.
- CIS tracking — Construction Industry Scheme deductions, ready for the monthly CIS300 return.
How HMRC filing works today
Accurate reports, filed by you — for now
Noviqent Accounting does not yet submit anything to HMRC directly. Every VAT Return, Self Assessment prep report and CIS return is calculated correctly and laid out exactly as HMRC's own forms require — ready for you or your accountant to transcribe straight into HMRC's online services.
We're in the process of testing a Making Tax Digital (MTD) integration directly with HMRC, starting with VAT, so a future submission can happen straight from your dashboard once that testing and HMRC's own review is complete. Submission will always be opt-in, connected through your own Government Gateway login — we'll never hold your HMRC credentials or file anything without your explicit action.
- Every report matches HMRC's own required layout, box by box
- VAT category tagged on every transaction from day one
- No API calls to HMRC yet — submission stays manual and in your control
- Direct MTD VAT submission is in testing, coming as an opt-in feature
- Your Government Gateway login is never stored by Noviqent
Simple pricing
Every plan includes a full 7-day free trial — no card or bank details needed at all, only if you decide to stay.
Starter
£4.99/mo
or £49/yr
1 user, 1 organisation
Sole traders / freelancers
Small Business
£8.99/mo
or £89/yr
3 users, 1 organisation
Ltd companies & small businesses
Business
£14.99/mo
or £149/yr
10 users, 3 organisations
Growing SMEs
Accountant
£24.99/mo
or £249/yr
5 staff, 25 client organisations
Accountants & bookkeepers
| Feature | Starter | Small Business | Business | Accountant |
|---|---|---|---|---|
| Double-entry accounting | ✓ | ✓ | ✓ | ✓ |
| Invoices | ✓ | ✓ | ✓ | ✓ |
| Expenses & bills | ✓ | ✓ | ✓ | ✓ |
| Customers & suppliers | ✓ | ✓ | ✓ | ✓ |
| Bank reconciliation | ✓ | ✓ | ✓ | ✓ |
| CSV/OFX bank import | ✓ | ✓ | ✓ | ✓ |
| P&L / Balance Sheet | ✓ | ✓ | ✓ | ✓ |
| VAT-ready reports | ✓ | ✓ | ✓ | ✓ |
| Advanced reporting | — | ✓ | ✓ | ✓ |
| Audit trail | Basic | ✓ | ✓ | ✓ |
| Accountant access | — | ✓ | ✓ | ✓ |
| Users | 1 | 3 | 10 | 5 staff |
| Organisations | 1 | 1 | 3 | 25 clients |
| API access | — | — | ✓ | ✓ |
| Practice client management | — | — | — | ✓ |
Enterprise / Practice+
Unlimited users and client organisations, custom onboarding — from £49.99/mo, billed annually on request.
Built and run by Noviqent
This is our own software, built and run directly by Noviqent — not a resold product. Need something specific for how your practice works? We'd love to build it with you.
Start keeping real books today
Create an account, choose a plan, and have your chart of accounts, first invoice and bank account set up in minutes.